14k gold plated jewelry wholesale What financial products can help enterprises develop optimization?

vintage jewelry necklace wholesale Financial products that help enterprises develop preferential discounts include: Industrial and Commercial Bank of China for small guarantee insurance loans; Construction Bank supply loans; CITIC Bank Express Loan; China Merchants Bank business loan.
If Industrial and Commercial Bank of China for small guarantee insurance loans, with the highest energy loan of 3 million yuan in the policy. Even if small and micro enterprises do not have any mortgage and guarantee, you only need to buy insurance, and you can loans from ICBC to 3 million yuan. loan. The maximum interest rate of the product's loan does not exceed 30%of the benchmark interest rate of the People's Bank of China in the same period, and the total annual insurance rate shall not exceed 3%of the loan principal. The principle of repayment method adopts monthly interest to pay interest, and repay the principal in installments or expires. This product can not only serve small and micro enterprises, but also help rural breeding farmers and urban and rural entrepreneurs to solve loan problems.
The product of the Construction Bank's supply and loan, to the upstream supplier's exclusive products. This product is handled by small and micro enterprises for upstream suppliers of specific high -quality customers. The loan business of pledged pledge. The small and small enterprises that have high -quality accounts receivables can be used for the CCB can apply for application, and the guarantee conditions are the pledge of receivables recognized by the CCB. Because CCB adopted this financing method, it can extend the term of credit and reduce the pressure on the repayment of the enterprise.
The CITIC Bank Express loan, credit loan can reach up to 2 million yuan. Whether it is catering, logistics, or e -commerce bosses, you can find 11 categories of products in CITIC Bank "Fast Cycling". Loan products. Among them, the maximum amount of credit loans can reach 2 million yuan, and mortgage loans can reach up to 5 million yuan. They are brushing loan, deposit loan, cool loan, Lianlian loan, emergency loan, Guangguang Loan, stick loan, string loan, Huohuo loan, Xiu Xiu loan, and point loan. In the case of complete data, the fastest day of working days can be obtained for a maximum of 3 working days, and the credit period can be up to 1 year.