4 thoughts on “Can banks deposit gold? How to save? What is the difference between regular deposits?”
Aaron
Can save gold. Going to the bank to rent a safe, without interest, you have to pay the bank's rent for the bank The regular deposit also known as "regular deposit". Both banks and deposits agreed on the time limit and interest rates when deposit, and withdraw the principal and interest deposit after expiration. Some regular deposit orders need to be sold on the market before the date of due date; some regular deposit deposit cannot be transferred. If the depositer chooses to withdraw funds from the bank before maturity, he needs to pay a certain fee to the bank. The difference is that the former does not have interest and needs to pay a certain fee If the latter if it is not taken out before the specification, there will be a certain amount of interest in advance, and you need to pay a certain fee to the bank R nThe deposit interest rates of each bank may be different. There are many types of banks in my country. Higher. So before the deposit, you can compare the deposit interest rate of a few banks. It if you have a lot of idle funds in your hands and reach 200,000 yuan, you can understand the large deposit list. The essence of large deposit orders is still regular deposits. It is guaranteed by the deposit insurance system and is safer. The individual deposit threshold for large deposit orders is usually 200,000 yuan. Compared with ordinary regular deposits at the same time, the interest rate of large deposit orders will be higher. At present, some large deposit orders also support online transfer. but the large deposit bill is not available at any time, and the bank will be issued limited. The longer the term of the bank's regular deposit, the higher the interest rate, but the 3 -year and 5 -year deposits may not be. Whether it is a regular deposit of banks or large deposits, many banks have inverted interest rates in the past two years, that is, 5 -year interest rates are not as high as 3 -year interest rates. In addition, the 5 -year deposit period is relatively long. If it is a regular deposit, it will lose interest in time for an emergency, and you can only calculate the interest according to the current interest rate; even if the large deposit bill can be transferred online, It usually loses certain interest. So when choosing 3 years or 5 -year deposits, everyone must compare interest rates and consider the problem of capital liquidity. . Although the interest rate is higher than the current deposit, the liquidity is also poor. If the user wants to withdraw the deposit funds in advance, the interest will be calculated according to the current interest. If the funds are divided into periodic deposits with different periods, when the user really encounters the funding demand, it is generally necessary to move only one deposit, which can reduce the interest loss caused by the user's in -deposit in advance.
Can save gold. Go to the bank to rent a safe. Without interest, you have to pay the bank's rent for the bank. regular deposits are also known as "regular deposit forms". Both banks and deposits agreed on the time limit and interest rates when deposit, and withdraw the principal and interest deposit after expiration. Some regular deposit orders need to be sold on the market before the date of due date; some regular deposit deposit cannot be transferred. If the depositer chooses to withdraw funds from the bank before maturity, he needs to pay a certain fee to the bank. The difference is that the former does not have interest and needs to pay a certain fee. If the latter is not taken out before the regulations, there will be a certain amount of interest in advance, and a certain amount of interest should be paid to the bank. The deposit interest rates of each bank may be different. There are many types of banks in my country. There are many types of banks in China. Local banks, private banks, etc. In general, the smaller the bank, the higher the deposit interest rate. So before the deposit, you can compare the deposit interest rate of a few banks. If you have a lot of idle funds in your hands, reaching 200,000 yuan, then you can know a large deposit list. The essence of large deposit orders is still regular deposits. It is guaranteed by the deposit insurance system and is safer. The individual deposit threshold of large deposits is usually 200,000 yuan. Compared with ordinary regular deposits of the same period, the interest rate of large deposits will be higher. At present, some large deposit orders also support online transfer. However, the large deposit bills can not be bought at any time, and banks will be issued limited. The longer the term of the bank deposit, the higher the interest rate, but the three -year and 5 -year deposits may not be. Whether it is a regular deposit of banks or large deposits, many banks have inverted interest rates in the past two years, that is, 5 -year interest rates are not as high as 3 -year interest rates. In addition, the 5 -year deposit period is relatively long. If it is a regular deposit, it will lose interest in the case of emergencies in advance, and can only calculate the interest according to the current interest rate; A certain interest. Therefore, when choosing 3 years or 5 -year deposits, everyone must compare interest rates and consider the problem of capital liquidity. Although the interest rate of regular deposits is higher than the current deposit, but the liquidity is also poor. If the user wants to withdraw the deposit funds in advance, the interest will be calculated according to the current interest. If the funds are divided into periodic deposits with different periods, when the user really encounters the funding demand, it is generally necessary to move only one deposit, which can reduce the interest loss caused by the user's in -deposit in advance.
Banks can deposit gold. It is good to open a safe in the bank, but there is interest and custody. If there is a time limit for regular deposits, the bank pays you interest. There is no time limit for gold, but you have to pay the bank's custody.
I have never heard the bank's depository business. It seems that it is illegal to do this. However, there are financial products such as paper gold and silver, but the garbage must die. The banks can go to the bank to rent a safe. Without interest, they have to pay the bank's rent for the bank. Essence
Can save gold. Going to the bank to rent a safe, without interest, you have to pay the bank's rent for the bank
The regular deposit also known as "regular deposit". Both banks and deposits agreed on the time limit and interest rates when deposit, and withdraw the principal and interest deposit after expiration. Some regular deposit orders need to be sold on the market before the date of due date; some regular deposit deposit cannot be transferred. If the depositer chooses to withdraw funds from the bank before maturity, he needs to pay a certain fee to the bank.
The difference is that the former does not have interest and needs to pay a certain fee
If the latter if it is not taken out before the specification, there will be a certain amount of interest in advance, and you need to pay a certain fee to the bank
R nThe deposit interest rates of each bank may be different. There are many types of banks in my country. Higher. So before the deposit, you can compare the deposit interest rate of a few banks.
It if you have a lot of idle funds in your hands and reach 200,000 yuan, you can understand the large deposit list. The essence of large deposit orders is still regular deposits. It is guaranteed by the deposit insurance system and is safer.
The individual deposit threshold for large deposit orders is usually 200,000 yuan. Compared with ordinary regular deposits at the same time, the interest rate of large deposit orders will be higher. At present, some large deposit orders also support online transfer.
but the large deposit bill is not available at any time, and the bank will be issued limited.
The longer the term of the bank's regular deposit, the higher the interest rate, but the 3 -year and 5 -year deposits may not be. Whether it is a regular deposit of banks or large deposits, many banks have inverted interest rates in the past two years, that is, 5 -year interest rates are not as high as 3 -year interest rates.
In addition, the 5 -year deposit period is relatively long. If it is a regular deposit, it will lose interest in time for an emergency, and you can only calculate the interest according to the current interest rate; even if the large deposit bill can be transferred online, It usually loses certain interest.
So when choosing 3 years or 5 -year deposits, everyone must compare interest rates and consider the problem of capital liquidity.
. Although the interest rate is higher than the current deposit, the liquidity is also poor. If the user wants to withdraw the deposit funds in advance, the interest will be calculated according to the current interest. If the funds are divided into periodic deposits with different periods, when the user really encounters the funding demand, it is generally necessary to move only one deposit, which can reduce the interest loss caused by the user's in -deposit in advance.
Can save gold. Go to the bank to rent a safe. Without interest, you have to pay the bank's rent for the bank.
regular deposits are also known as "regular deposit forms". Both banks and deposits agreed on the time limit and interest rates when deposit, and withdraw the principal and interest deposit after expiration. Some regular deposit orders need to be sold on the market before the date of due date; some regular deposit deposit cannot be transferred. If the depositer chooses to withdraw funds from the bank before maturity, he needs to pay a certain fee to the bank.
The difference is that the former does not have interest and needs to pay a certain fee. If the latter is not taken out before the regulations, there will be a certain amount of interest in advance, and a certain amount of interest should be paid to the bank. The deposit interest rates of each bank may be different. There are many types of banks in my country. There are many types of banks in China. Local banks, private banks, etc. In general, the smaller the bank, the higher the deposit interest rate. So before the deposit, you can compare the deposit interest rate of a few banks. If you have a lot of idle funds in your hands, reaching 200,000 yuan, then you can know a large deposit list. The essence of large deposit orders is still regular deposits. It is guaranteed by the deposit insurance system and is safer. The individual deposit threshold of large deposits is usually 200,000 yuan. Compared with ordinary regular deposits of the same period, the interest rate of large deposits will be higher. At present, some large deposit orders also support online transfer. However, the large deposit bills can not be bought at any time, and banks will be issued limited. The longer the term of the bank deposit, the higher the interest rate, but the three -year and 5 -year deposits may not be. Whether it is a regular deposit of banks or large deposits, many banks have inverted interest rates in the past two years, that is, 5 -year interest rates are not as high as 3 -year interest rates. In addition, the 5 -year deposit period is relatively long. If it is a regular deposit, it will lose interest in the case of emergencies in advance, and can only calculate the interest according to the current interest rate; A certain interest. Therefore, when choosing 3 years or 5 -year deposits, everyone must compare interest rates and consider the problem of capital liquidity. Although the interest rate of regular deposits is higher than the current deposit, but the liquidity is also poor. If the user wants to withdraw the deposit funds in advance, the interest will be calculated according to the current interest. If the funds are divided into periodic deposits with different periods, when the user really encounters the funding demand, it is generally necessary to move only one deposit, which can reduce the interest loss caused by the user's in -deposit in advance.
Banks can deposit gold. It is good to open a safe in the bank, but there is interest and custody. If there is a time limit for regular deposits, the bank pays you interest. There is no time limit for gold, but you have to pay the bank's custody.
I have never heard the bank's depository business. It seems that it is illegal to do this. However, there are financial products such as paper gold and silver, but the garbage must die.
The banks can go to the bank to rent a safe. Without interest, they have to pay the bank's rent for the bank. Essence